I am your classic bad saver. I make plans to put X amount away next paycheck and even calculate how much I’ll eventually save if I stick to my plan… but you know what happens?
The big payday arrives…
and then I pay this…
And then I’m barely left with anything, let alone enough to squirrel away into my savings account.
It’s a vicious cycle that goes round and round.
Does this sound at all familiar?
How was I able to finally break this cycle?
This post may contain affiliate links. For more information on this, please read my disclosure.
Why Automation Works
The easiest way to curb this vicious cycle and break your bad habit is to take away the option in the first place.
When your money hits your account, have it automatically diverted into the savings account of your choice.
Remove the temptation to pay everyone else first before yourself.
The best way to save is when you don’t have to think about saving.
The Automation Tool that Works for Me
I was able to save $1,300+ in a year, mindlessly. And if you’re thinking that’s not much, keep in mind all this took was 10 minutes — set it and forget it.
How would you like to set up savings automation in 10 minutes, log into your account after a year, and see it’s $1,300+ bigger?
Through Acorns, I had $25 taken out each week for a year. If you can afford more than me like $50/week for a year, that’s $2,600+ on automation.
Acorns is not your average savings account. Your money is invested and you can earn extra money when you shop.
Many popular companies like 1-800-Flowers, Groupon, Bed, Bath & Beyond, Hotwire, Macy’s, Sephora, and many more will invest a certain amount into your Acorns account when you shop with them.
You can check out my full review of Acorns.
Wanna skip the in depth review and set up your own Acorns account? You can click my link and get started. There’s no extra cost to you and using my link means you get $5 into your account, and I get $5. Win-Win.
Albert Einstein is widely credited with saying,
“The definition of insanity is doing the same thing over and over again and expecting a different result.”
If you keep trying to save money the same old way over and over again, you’re unlikely to see different results.
I encourage you to try automation and pay yourself first before you pay anyone else.
Up your savings game and give Acorns a shot. Again, here’s my link to get you started. 🙂
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